WhatsApp started rolling out WhatsApp Payments, UPI (Unified Payments Interface)-based payments service for WhatsApp for Android beta as well as iOS users earlier this week. Now it has started rolling out widely for more users on both the platforms.
Firsts things first. Update WhatsApp and get the latest Beta version 2.18.48. Note that you will not get this feature just by updating the app. You would need someone, who has already got Payments feature, to message you. After that, just relaunch WhatsApp and the feature will automatically show up. While the feature is already tested to be available for both iOS and Android, note that it might take some time for everyone to get it.
Before that, you need to remember that both the sender and receiver need to have the WhatsApp Payment option enabled for a transaction to be made, and also your WhatsApp number needs to be linked to your Bank account.
How to send and receive money using WhatsApp Payments
- Go to Settings > Payments to set up WhatsApp Payments or Go to a contact and click the Attachment icon next to the text field and select payment (This doesn’t work if your friend doesn’t have Payments set up)
- Add your Bank account from the list if over 70 banks. If you don’t have UPI account, you will be asked to create one along with security pin for authentication. If you already have one, you will just need to verify it with SMS (costs apply). The mobile number that you are using on WhatsApp must be linked to your bank, otherwise, you have to contact your bank to link your number.
- Select the person you want to send money, select the account which you want to send the money from (if you have more than one), Enter the UPI PIN and the transfer will be over in seconds, and the amount should reach your friend’s bank account.
- You can view details about the completed transaction by clicking it within the chat. You will also get a transaction id. The help option lets you raise any complaints regarding the transaction. You can view the payment history from the settings and also change the UPI PIN or remove the bank account anytime by clicking the respective bank account.
The WhatsApp Payments feature is rolling out gradually and should roll out to everyone in the coming weeks. If you have any doubts, let us know in the comments below.
Kanhu is the chief content writer at TechMinions. He always keeps track of the site’s daily Technology news. Direct inquiries to email@example.com